/* ============================================================
   GAUSS INVESTMENTS LTD — style.css
   Police: Raleway | Design: Moderne, bords arrondis
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Raleway:ital,wght@0,300;0,400;0,500;0,600;0,700;0,800;0,900;1,400&display=swap');

/* ---------- Variables ---------- */
:root {
  --color-primary:      #0A1628;
  --color-accent:       #00C896;
  --color-accent-dark:  #00A87E;
  --color-accent-light: #E6FAF5;
  --color-bg:           #F7F8FC;
  --color-white:        #FFFFFF;
  --color-heading:      #111111;
  --color-text:         #333333;
  --color-text-muted:   #6B7280;
  --color-border:       #E5E7EB;
  --color-card-bg:      #FFFFFF;
  --font-main:          'Raleway', sans-serif;
  --container-max:      1200px;
  --container-pad:      24px;
  --section-py:         96px;
  --radius-sm:          8px;
  --radius-md:          16px;
  --radius-lg:          24px;
  --radius-xl:          32px;
  --radius-pill:        999px;
  --shadow-sm:  0 1px 3px rgba(10,22,40,0.06);
  --shadow-md:  0 4px 16px rgba(10,22,40,0.08), 0 2px 6px rgba(10,22,40,0.04);
  --shadow-lg:  0 12px 40px rgba(10,22,40,0.12), 0 4px 12px rgba(10,22,40,0.06);
  --transition:      0.25s ease;
  --transition-slow: 0.45s cubic-bezier(0.16, 1, 0.3, 1);
  --header-height:   76px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: var(--font-main);
  font-size: 16px;
  line-height: 1.75;
  color: var(--color-text);
  background: var(--color-white);
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; transition: color var(--transition); }
img { max-width: 100%; height: auto; display: block; }
ul { list-style: none; }
button, input, textarea, select {
  font-family: var(--font-main);
  font-size: inherit;
  border: none;
  outline: none;
  background: none;
  cursor: pointer;
}

/* ---------- Layout ---------- */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--container-pad);
}

section { padding: var(--section-py) 0; }
.section-bg { background-color: var(--color-bg); }
.header-offset { padding-top: var(--header-height); }

/* ---------- Typography ---------- */
h1, h2, h3, h4, h5, h6 {
  color: var(--color-heading);
  font-family: var(--font-main);
  font-weight: 800;
  line-height: 1.2;
}

h1 { font-size: clamp(36px, 5vw, 64px); }
h2 { font-size: clamp(26px, 3.5vw, 46px); }
h3 { font-size: clamp(20px, 2.5vw, 26px); }
h4 { font-size: 20px; font-weight: 700; }

p { color: var(--color-text); font-weight: 400; }
.text-muted { color: var(--color-text-muted); }
.text-center { text-align: center; }
.text-center .section-subtitle { margin: 0 auto; }

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-accent-dark);
  background: var(--color-accent-light);
  padding: 6px 14px;
  border-radius: var(--radius-pill);
  margin-bottom: 20px;
}

.section-title {
  font-size: clamp(26px, 3.5vw, 44px);
  font-weight: 800;
  color: var(--color-heading);
  margin-bottom: 16px;
  line-height: 1.15;
}

.section-subtitle {
  font-size: 17px;
  font-weight: 400;
  color: var(--color-text-muted);
  max-width: 560px;
  line-height: 1.75;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-main);
  font-weight: 700;
  font-size: 14px;
  padding: 13px 24px;
  border-radius: var(--radius-pill);
  transition: all var(--transition);
  cursor: pointer;
  white-space: nowrap;
  border: 2px solid transparent;
  letter-spacing: 0.01em;
}

.btn-primary {
  background: var(--color-accent);
  color: var(--color-primary);
  border-color: var(--color-accent);
}
.btn-primary:hover {
  background: var(--color-accent-dark);
  border-color: var(--color-accent-dark);
  color: var(--color-primary);
  transform: translateY(-1px);
  box-shadow: 0 8px 24px rgba(0,200,150,0.3);
}

.btn-outline {
  background: transparent;
  color: var(--color-white);
  border-color: rgba(255,255,255,0.35);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.7);
  color: var(--color-white);
  transform: translateY(-1px);
}

.btn-outline-dark {
  background: transparent;
  color: var(--color-primary);
  border-color: var(--color-border);
}
.btn-outline-dark:hover {
  border-color: var(--color-primary);
  background: var(--color-primary);
  color: var(--color-white);
  transform: translateY(-1px);
}

.btn-sm  { font-size: 13px; padding: 10px 20px; }
.btn-lg  { font-size: 16px; padding: 16px 34px; }

/* ---------- Cards ---------- */
.card {
  background: var(--color-card-bg);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--color-border);
  transition: all var(--transition-slow);
}
.card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: transparent;
}
.card-icon {
  width: 52px;
  height: 52px;
  background: var(--color-accent-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  font-size: 22px;
}

/* ============================================================
   HEADER
   ============================================================ */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  height: var(--header-height);
  background: rgba(10, 22, 40, 0.96);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(255,255,255,0.07);
  transition: all var(--transition);
}

.site-header.scrolled {
  background: rgba(10, 22, 40, 0.99);
  box-shadow: 0 4px 28px rgba(0,0,0,0.22);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-height);
  gap: 24px;
}

/* --- Logo --- */
.header-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
  text-decoration: none;
}

.logo-mark {
  width: 40px;
  height: 40px;
  background: var(--color-accent);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 900;
  font-size: 16px;
  color: var(--color-primary);
  letter-spacing: -0.5px;
  flex-shrink: 0;
}

.logo-text { display: flex; flex-direction: column; line-height: 1; }

.logo-name {
  font-size: 14px;
  font-weight: 800;
  color: var(--color-white);
  letter-spacing: -0.01em;
}

.logo-sub {
  font-size: 9px;
  font-weight: 600;
  color: var(--color-accent);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-top: 3px;
  opacity: 0.85;
}

/* --- Nav --- */
.header-nav {
  display: flex;
  align-items: center;
  gap: 2px;
  flex: 1;
  justify-content: center;
}

.header-nav a {
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,0.68);
  padding: 7px 12px;
  border-radius: var(--radius-pill);
  transition: all var(--transition);
  white-space: nowrap;
}

.header-nav a:hover,
.header-nav a.active {
  color: var(--color-white);
  background: rgba(255,255,255,0.09);
}

/* --- Actions --- */
.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

/* --- Burger --- */
.header-burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 7px;
  border-radius: var(--radius-sm);
  transition: background var(--transition);
  background: none;
  border: none;
}
.header-burger:hover { background: rgba(255,255,255,0.08); }
.header-burger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--color-white);
  border-radius: 2px;
  transition: all var(--transition);
}
.header-burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.header-burger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.header-burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* --- Mobile Menu --- */
.mobile-menu {
  display: none;
  position: fixed;
  top: var(--header-height);
  left: 0;
  right: 0;
  background: var(--color-primary);
  border-top: 1px solid rgba(255,255,255,0.07);
  padding: 16px var(--container-pad) 24px;
  z-index: 999;
  flex-direction: column;
  gap: 2px;
  box-shadow: 0 24px 48px rgba(0,0,0,0.3);
}
.mobile-menu.open { display: flex; }

.mobile-menu a {
  font-size: 15px;
  font-weight: 600;
  color: rgba(255,255,255,0.75);
  padding: 12px 16px;
  border-radius: var(--radius-md);
  transition: all var(--transition);
}
.mobile-menu a:hover {
  color: var(--color-white);
  background: rgba(255,255,255,0.08);
}
.mobile-menu .mobile-menu-divider {
  height: 1px;
  background: rgba(255,255,255,0.07);
  margin: 8px 0;
}
.mobile-menu .btn {
  margin-top: 8px;
  text-align: center;
  justify-content: center;
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
  background: var(--color-primary);
  padding-top: 72px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1.2fr;
  gap: 48px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

/* Colonne marque */
.footer-brand .footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 18px;
}

.footer-brand .footer-logo .logo-mark {
  width: 36px;
  height: 36px;
  font-size: 14px;
}

.footer-brand .footer-logo .logo-name {
  font-size: 14px;
  font-weight: 800;
  color: var(--color-white);
}

.footer-brand .footer-desc {
  font-size: 13.5px;
  line-height: 1.75;
  color: rgba(255,255,255,0.48);
  margin-bottom: 24px;
  max-width: 290px;
}

.footer-contact-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-contact-list a {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13.5px;
  font-weight: 500;
  color: rgba(255,255,255,0.55);
  transition: color var(--transition);
  line-height: 1.5;
}
.footer-contact-list a:hover { color: var(--color-accent); }

.contact-icon {
  width: 30px;
  height: 30px;
  background: rgba(255,255,255,0.06);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
  transition: background var(--transition);
}
.footer-contact-list a:hover .contact-icon { background: rgba(0,200,150,0.15); }

/* Colonnes nav */
.footer-col h5 {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.9);
  margin-bottom: 20px;
  font-family: var(--font-main);
}

.footer-col ul {
  display: flex;
  flex-direction: column;
  gap: 11px;
}

.footer-col ul li a {
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.5);
  transition: color var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.footer-col ul li a:hover { color: var(--color-accent); }

/* Colonne société */
.footer-company-info {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-company-info .info-item {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.footer-company-info .info-label {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.3);
}

.footer-company-info .info-value {
  font-size: 13.5px;
  font-weight: 500;
  color: rgba(255,255,255,0.6);
  line-height: 1.5;
}

/* Footer bottom */
.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 22px 0;
  flex-wrap: wrap;
}

.footer-bottom-copy {
  font-size: 13px;
  color: rgba(255,255,255,0.28);
  font-family: var(--font-main);
}

.footer-bottom-links {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.footer-bottom-links a {
  font-size: 13px;
  color: rgba(255,255,255,0.28);
  transition: color var(--transition);
  font-family: var(--font-main);
}
.footer-bottom-links a:hover { color: rgba(255,255,255,0.7); }

.footer-bottom-links .separator {
  color: rgba(255,255,255,0.15);
  font-size: 12px;
}

/* Note légale finale */
.footer-legal-note {
  background: rgba(0,0,0,0.15);
  border-top: 1px solid rgba(255,255,255,0.05);
  padding: 18px 0;
}

.footer-legal-note p {
  font-size: 11.5px;
  color: rgba(255,255,255,0.22);
  line-height: 1.7;
  text-align: center;
  max-width: 860px;
  margin: 0 auto;
  font-family: var(--font-main);
}

/* ============================================================
   SCROLL REVEAL
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.65s cubic-bezier(0.16, 1, 0.3, 1),
              transform 0.65s cubic-bezier(0.16, 1, 0.3, 1);
}
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1100px) {
  .header-nav a { padding: 7px 9px; font-size: 12.5px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
}

@media (max-width: 768px) {
  :root { --section-py: 64px; }
  .header-nav { display: none; }
  .header-burger { display: flex; }
  .footer-grid { grid-template-columns: 1fr; gap: 36px; }
  .footer-bottom { flex-direction: column; text-align: center; gap: 12px; }
  .footer-bottom-links { justify-content: center; }
}

@media (max-width: 480px) {
  :root { --container-pad: 16px; --section-py: 52px; }
}
/* ============================================================
   GAUSS INVESTMENTS — hero.css
   Section Hero : texte gauche + photo droite + stats
   ============================================================ */

/* ---------- Hero Wrapper ---------- */
.hero {
  position: relative;
  background: var(--color-primary);
  overflow: hidden;
  min-height: calc(100vh - var(--header-height));
  display: flex;
  align-items: center;
}

/* Fond : mesh gradient subtil */
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 70% 60% at 70% 50%, rgba(0, 200, 150, 0.07) 0%, transparent 70%),
    radial-gradient(ellipse 50% 80% at 10% 80%, rgba(0, 120, 200, 0.08) 0%, transparent 60%),
    radial-gradient(ellipse 40% 40% at 90% 10%, rgba(0, 200, 150, 0.05) 0%, transparent 55%);
  pointer-events: none;
  z-index: 0;
}

/* Grille de points subtile en fond */
.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 32px 32px;
  pointer-events: none;
  z-index: 0;
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  padding: 80px 0 72px;
  width: 100%;
}

/* ---------- Colonne gauche — Texte ---------- */
.hero-content {
  display: flex;
  flex-direction: column;
  gap: 0;
}

/* Badge UK */
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-pill);
  padding: 7px 16px;
  margin-bottom: 28px;
  width: fit-content;
  animation: fadeInDown 0.6s cubic-bezier(0.16,1,0.3,1) both;
}

.hero-badge-flag {
  font-size: 16px;
  line-height: 1;
}

.hero-badge-text {
  font-size: 12px;
  font-weight: 600;
  color: rgba(255,255,255,0.75);
  letter-spacing: 0.04em;
}

.hero-badge-dot {
  width: 6px;
  height: 6px;
  background: var(--color-accent);
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}

/* Titre principal */
.hero-title {
  font-size: clamp(38px, 4.5vw, 62px);
  font-weight: 900;
  line-height: 1.08;
  color: var(--color-white);
  letter-spacing: -0.02em;
  margin-bottom: 24px;
  animation: fadeInUp 0.7s 0.1s cubic-bezier(0.16,1,0.3,1) both;
}

.hero-title .highlight {
  color: var(--color-accent);
  position: relative;
  display: inline-block;
}

/* Sous-ligne décorative sous le mot highlight */
.hero-title .highlight::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--color-accent);
  border-radius: 2px;
  opacity: 0.4;
}

/* Sous-titre */
.hero-subtitle {
  font-size: 17px;
  font-weight: 400;
  color: rgba(255,255,255,0.62);
  line-height: 1.75;
  max-width: 480px;
  margin-bottom: 36px;
  animation: fadeInUp 0.7s 0.18s cubic-bezier(0.16,1,0.3,1) both;
}

/* Boutons CTA */
.hero-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 48px;
  animation: fadeInUp 0.7s 0.26s cubic-bezier(0.16,1,0.3,1) both;
}

/* ---------- Stats bar ---------- */
.hero-stats {
  display: flex;
  align-items: stretch;
  gap: 0;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: var(--radius-lg);
  overflow: hidden;
  animation: fadeInUp 0.7s 0.34s cubic-bezier(0.16,1,0.3,1) both;
}

.hero-stat {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 20px 16px;
  text-align: center;
  position: relative;
  transition: background var(--transition);
}

.hero-stat:hover {
  background: rgba(255,255,255,0.04);
}

/* Séparateur vertical entre stats */
.hero-stat + .hero-stat::before {
  content: '';
  position: absolute;
  left: 0;
  top: 20%;
  height: 60%;
  width: 1px;
  background: rgba(255,255,255,0.1);
}

.hero-stat-value {
  font-size: 28px;
  font-weight: 900;
  color: var(--color-white);
  letter-spacing: -0.02em;
  line-height: 1;
  margin-bottom: 6px;
}

.hero-stat-value span {
  color: var(--color-accent);
}

.hero-stat-label {
  font-size: 12px;
  font-weight: 500;
  color: rgba(255,255,255,0.45);
  line-height: 1.4;
  letter-spacing: 0.01em;
}

/* ---------- Colonne droite — Image ---------- */
.hero-visual {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  animation: fadeInRight 0.8s 0.2s cubic-bezier(0.16,1,0.3,1) both;
}

/* Cadre principal de l'image */
.hero-image-wrap {
  position: relative;
  width: 100%;
  max-width: 520px;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow:
    0 32px 80px rgba(0,0,0,0.4),
    0 0 0 1px rgba(255,255,255,0.07);
}

.hero-image-wrap img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  object-position: center top;
  display: block;
  border-radius: var(--radius-xl);
}

/* Overlay dégradé bas de l'image */
.hero-image-overlay {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 45%;
  background: linear-gradient(to top, rgba(10,22,40,0.65) 0%, transparent 100%);
  pointer-events: none;
  border-radius: 0 0 var(--radius-xl) var(--radius-xl);
}

/* Carte flottante — badge de confiance */
.hero-float-card {
  position: absolute;
  bottom: 28px;
  left: -28px;
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 16px 20px;
  box-shadow: 0 20px 48px rgba(0,0,0,0.22), 0 0 0 1px rgba(0,0,0,0.04);
  display: flex;
  align-items: center;
  gap: 12px;
  min-width: 200px;
  animation: floatCard 4s ease-in-out infinite;
}

.hero-float-icon {
  width: 42px;
  height: 42px;
  background: var(--color-accent-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
}

.hero-float-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.hero-float-title {
  font-size: 13px;
  font-weight: 800;
  color: var(--color-heading);
  line-height: 1;
}

.hero-float-sub {
  font-size: 11px;
  font-weight: 500;
  color: var(--color-text-muted);
}

/* Carte flottante 2 — en haut à droite */
.hero-float-card-2 {
  position: absolute;
  top: 28px;
  right: -24px;
  background: var(--color-primary);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: 14px 18px;
  box-shadow: 0 16px 40px rgba(0,0,0,0.3);
  display: flex;
  align-items: center;
  gap: 10px;
  animation: floatCard 4s 1.5s ease-in-out infinite;
}

.hero-float-card-2 .float2-dot {
  width: 8px;
  height: 8px;
  background: var(--color-accent);
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
  flex-shrink: 0;
}

.hero-float-card-2 span {
  font-size: 12px;
  font-weight: 600;
  color: rgba(255,255,255,0.85);
  white-space: nowrap;
}

/* Décoration géométrique derrière l'image */
.hero-visual-deco {
  position: absolute;
  top: -20px;
  right: -20px;
  width: 260px;
  height: 260px;
  border: 2px solid rgba(0,200,150,0.12);
  border-radius: var(--radius-xl);
  z-index: -1;
  transform: rotate(8deg);
}

.hero-visual-deco-2 {
  position: absolute;
  bottom: -16px;
  left: -16px;
  width: 160px;
  height: 160px;
  background: rgba(0,200,150,0.05);
  border-radius: var(--radius-xl);
  z-index: -1;
  transform: rotate(-6deg);
}

/* ---------- Animations ---------- */
@keyframes fadeInDown {
  from { opacity: 0; transform: translateY(-16px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes fadeInRight {
  from { opacity: 0; transform: translateX(32px); }
  to   { opacity: 1; transform: translateX(0); }
}

@keyframes floatCard {
  0%, 100% { transform: translateY(0px); }
  50%       { transform: translateY(-8px); }
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: 0.6; transform: scale(0.85); }
}

/* ---------- Responsive Hero ---------- */
@media (max-width: 1024px) {
  .hero-inner {
    gap: 40px;
  }
  .hero-image-wrap img {
    height: 400px;
  }
  .hero-float-card {
    left: -12px;
  }
  .hero-float-card-2 {
    right: -8px;
  }
}

@media (max-width: 768px) {
  .hero {
    min-height: auto;
  }
  .hero-inner {
    grid-template-columns: 1fr;
    gap: 40px;
    padding: 52px 0 56px;
  }
  .hero-visual {
    order: -1;
  }
  .hero-image-wrap img {
    height: 300px;
  }
  .hero-float-card  { left: 12px; bottom: 16px; }
  .hero-float-card-2 { right: 12px; top: 16px; }
  .hero-visual-deco,
  .hero-visual-deco-2 { display: none; }
  .hero-title { font-size: clamp(32px, 7vw, 48px); }
  .hero-stats {
    gap: 0;
  }
  .hero-stat-value { font-size: 22px; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; align-items: flex-start; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .hero-stat { padding: 16px 10px; }
  .hero-stat-label { font-size: 11px; }
}

/* ============================================================
   SECTION ÜBER UNS
   Fond blanc | 2 colonnes égales | texte gauche, image droite
   ============================================================ */

.about {
  background: var(--color-white);
  padding: var(--section-py) 0;
}

.about-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
}

/* ---------- Colonne texte ---------- */
.about-content {
  display: flex;
  flex-direction: column;
}

.about-content .section-label {
  margin-bottom: 18px;
}

.about-content .section-title {
  margin-bottom: 20px;
}

.about-content .about-lead {
  font-size: 17px;
  font-weight: 500;
  color: var(--color-text);
  line-height: 1.75;
  margin-bottom: 16px;
}

.about-content .about-body {
  font-size: 15.5px;
  color: var(--color-text-muted);
  line-height: 1.8;
  margin-bottom: 32px;
}

/* Checklist points forts */
.about-checks {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 36px;
}

.about-check-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.about-check-icon {
  width: 24px;
  height: 24px;
  background: var(--color-accent-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}

.about-check-icon svg {
  color: var(--color-accent-dark);
}

.about-check-text {
  font-size: 15px;
  font-weight: 600;
  color: var(--color-heading);
  line-height: 1.5;
}

.about-check-text span {
  display: block;
  font-weight: 400;
  font-size: 13.5px;
  color: var(--color-text-muted);
  margin-top: 2px;
}

/* ---------- Colonne image ---------- */
.about-visual {
  position: relative;
  height: 100%;
  min-height: 480px;
}

.about-image-wrap {
  position: relative;
  width: 100%;
  height: 100%;
  min-height: 480px;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.about-image-wrap img {
  width: 100%;
  height: 100%;
  min-height: 480px;
  object-fit: cover;
  object-position: center;
  display: block;
  border-radius: var(--radius-xl);
  transition: transform 0.6s cubic-bezier(0.16,1,0.3,1);
}

.about-image-wrap:hover img {
  transform: scale(1.03);
}

/* Badge flottant sur l'image */
.about-float-badge {
  position: absolute;
  bottom: 28px;
  right: -20px;
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: 18px 22px;
  box-shadow: 0 16px 48px rgba(0,0,0,0.14), 0 0 0 1px rgba(0,0,0,0.04);
  display: flex;
  flex-direction: column;
  gap: 4px;
  min-width: 170px;
}

.about-float-badge .badge-value {
  font-size: 26px;
  font-weight: 900;
  color: var(--color-heading);
  letter-spacing: -0.02em;
  line-height: 1;
}

.about-float-badge .badge-value span {
  color: var(--color-accent);
}

.about-float-badge .badge-label {
  font-size: 12px;
  font-weight: 500;
  color: var(--color-text-muted);
  line-height: 1.4;
}

/* Deco derrière l'image */
.about-visual-deco {
  position: absolute;
  top: -16px;
  left: -16px;
  width: 180px;
  height: 180px;
  border: 2px solid rgba(0,200,150,0.15);
  border-radius: var(--radius-xl);
  z-index: -1;
  transform: rotate(-6deg);
}

/* Responsive Über uns */
@media (max-width: 900px) {
  .about-inner {
    grid-template-columns: 1fr;
    gap: 48px;
  }
  .about-visual {
    min-height: 360px;
    order: -1;
  }
  .about-image-wrap,
  .about-image-wrap img {
    min-height: 360px;
  }
  .about-float-badge {
    right: 16px;
    bottom: 16px;
  }
  .about-visual-deco { display: none; }
}

/* ============================================================
   SECTION WIE ES FUNKTIONIERT
   Fond blanc | 4 cards horizontales avec flèches
   ============================================================ */

.how-it-works {
  background: var(--color-white);
  padding: var(--section-py) 0;
  border-top: 1px solid var(--color-border);
}

.how-it-works-header {
  text-align: center;
  margin-bottom: 64px;
}

.how-it-works-header .section-label {
  margin-bottom: 16px;
}

.how-it-works-header .section-title {
  margin-bottom: 14px;
}

.how-it-works-header .section-subtitle {
  margin: 0 auto;
}

/* Grille 4 cards */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
  align-items: stretch;
}

/* Ligne de connexion entre les cards */
.steps-grid::before {
  content: '';
  position: absolute;
  top: 52px;
  left: calc(12.5% + 28px);
  right: calc(12.5% + 28px);
  height: 2px;
  background: linear-gradient(to right,
    var(--color-accent) 0%,
    rgba(0,200,150,0.3) 100%
  );
  z-index: 0;
  pointer-events: none;
}

/* Card étape */
.step-card {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 0 20px 36px;
  z-index: 1;
}

/* Numéro + icône cercle */
.step-circle {
  position: relative;
  width: 64px;
  height: 64px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  flex-shrink: 0;
  background: var(--color-white);
  border: 2px solid var(--color-border);
  transition: all var(--transition-slow);
  z-index: 2;
}

.step-card:hover .step-circle {
  background: var(--color-accent);
  border-color: var(--color-accent);
  box-shadow: 0 8px 28px rgba(0,200,150,0.3);
  transform: scale(1.08);
}

.step-circle-icon {
  font-size: 22px;
  line-height: 1;
  transition: transform var(--transition);
}

.step-card:hover .step-circle-icon {
  transform: scale(1.1);
}

/* Numéro discret en coin */
.step-number {
  position: absolute;
  top: -8px;
  right: -8px;
  width: 22px;
  height: 22px;
  background: var(--color-primary);
  color: var(--color-white);
  font-size: 10px;
  font-weight: 800;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  letter-spacing: 0;
  border: 2px solid var(--color-white);
  transition: background var(--transition);
}

.step-card:hover .step-number {
  background: var(--color-accent-dark);
}

/* Texte de la card */
.step-title {
  font-size: 16px;
  font-weight: 800;
  color: var(--color-heading);
  margin-bottom: 10px;
  line-height: 1.3;
}

.step-desc {
  font-size: 14px;
  font-weight: 400;
  color: var(--color-text-muted);
  line-height: 1.7;
  max-width: 200px;
  margin: 0 auto;
}

/* Flèche entre les cards */
.step-arrow {
  position: absolute;
  top: 32px;
  right: -14px;
  z-index: 3;
  color: var(--color-accent);
  opacity: 0.5;
  display: flex;
  align-items: center;
}

/* La dernière card n'a pas de flèche */
.step-card:last-child .step-arrow {
  display: none;
}

/* CTA sous les steps */
.how-it-works-cta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-top: 56px;
  padding-top: 48px;
  border-top: 1px solid var(--color-border);
  flex-wrap: wrap;
}

.how-it-works-cta-text {
  font-size: 16px;
  font-weight: 600;
  color: var(--color-text-muted);
}

/* Responsive Wie es funktioniert */
@media (max-width: 900px) {
  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 40px 20px;
  }
  .steps-grid::before { display: none; }
  .step-arrow { display: none; }
  .step-card { padding-bottom: 0; }
}

@media (max-width: 520px) {
  .steps-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }
}

/* ============================================================
   SECTION SIMULATION
   Fond dark navy comme le Hero
   Formulaire gauche + résultat droite en temps réel
   ============================================================ */

.simulation {
  position: relative;
  background: var(--color-primary);
  padding: var(--section-py) 0;
  overflow: hidden;
}

/* Même ambiance fond que le hero */
.simulation::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 70% at 20% 50%, rgba(0,200,150,0.07) 0%, transparent 65%),
    radial-gradient(ellipse 50% 60% at 85% 20%, rgba(0,120,200,0.06) 0%, transparent 60%),
    radial-gradient(ellipse 40% 50% at 80% 90%, rgba(0,200,150,0.05) 0%, transparent 55%);
  pointer-events: none;
  z-index: 0;
}

.simulation::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 32px 32px;
  pointer-events: none;
  z-index: 0;
}

.simulation-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}

/* ---------- Colonne gauche — Header + Formulaire ---------- */
.simulation-form-col {
  display: flex;
  flex-direction: column;
}

.simulation-form-col .section-label {
  background: rgba(0,200,150,0.12);
  color: var(--color-accent);
  margin-bottom: 18px;
}

.simulation-form-col .section-title {
  color: var(--color-white);
  margin-bottom: 12px;
}

.simulation-lead {
  font-size: 16px;
  color: rgba(255,255,255,0.55);
  line-height: 1.75;
  margin-bottom: 40px;
  max-width: 460px;
}

/* Card formulaire */
.sim-form-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: var(--radius-xl);
  padding: 36px;
  display: flex;
  flex-direction: column;
  gap: 28px;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

/* Groupe de champ */
.sim-field {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.sim-field-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.sim-label {
  font-size: 13px;
  font-weight: 700;
  color: rgba(255,255,255,0.75);
  letter-spacing: 0.02em;
  display: flex;
  align-items: center;
  gap: 7px;
}

.sim-label svg {
  color: var(--color-accent);
  flex-shrink: 0;
}

.sim-value-display {
  font-size: 14px;
  font-weight: 800;
  color: var(--color-accent);
  letter-spacing: -0.01em;
  min-width: 80px;
  text-align: right;
}

/* Slider */
.sim-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 5px;
  border-radius: var(--radius-pill);
  background: rgba(255,255,255,0.12);
  outline: none;
  cursor: pointer;
  position: relative;
}

.sim-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--color-accent);
  cursor: pointer;
  border: 3px solid var(--color-primary);
  box-shadow: 0 0 0 2px var(--color-accent), 0 4px 12px rgba(0,200,150,0.35);
  transition: transform var(--transition), box-shadow var(--transition);
}

.sim-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  box-shadow: 0 0 0 3px var(--color-accent), 0 6px 16px rgba(0,200,150,0.45);
}

.sim-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--color-accent);
  cursor: pointer;
  border: 3px solid var(--color-primary);
  box-shadow: 0 0 0 2px var(--color-accent);
}

/* Track fill (via JS inline style) */
.sim-slider-track {
  position: relative;
  width: 100%;
}

/* Bornes min/max sous le slider */
.sim-range-labels {
  display: flex;
  justify-content: space-between;
  margin-top: 4px;
}

.sim-range-labels span {
  font-size: 11px;
  font-weight: 500;
  color: rgba(255,255,255,0.3);
}

/* ---------- Colonne droite — Résultat ---------- */
.simulation-result-col {
  position: sticky;
  top: calc(var(--header-height) + 24px);
  display: flex;
  flex-direction: column;
  gap: 20px;
}

/* Card résultat principal */
.sim-result-card {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: 40px 36px;
  box-shadow: 0 32px 72px rgba(0,0,0,0.35), 0 0 0 1px rgba(255,255,255,0.08);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 8px;
}

.sim-result-label {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-bottom: 4px;
}

.sim-result-amount {
  font-size: clamp(42px, 5vw, 60px);
  font-weight: 900;
  color: var(--color-heading);
  letter-spacing: -0.03em;
  line-height: 1;
  transition: all 0.3s cubic-bezier(0.16,1,0.3,1);
}

.sim-result-amount span {
  font-size: 0.45em;
  font-weight: 700;
  color: var(--color-accent-dark);
  vertical-align: super;
  margin-left: 3px;
}

.sim-result-period {
  font-size: 14px;
  font-weight: 500;
  color: var(--color-text-muted);
}

/* Séparateur */
.sim-result-divider {
  width: 40px;
  height: 3px;
  background: var(--color-accent);
  border-radius: var(--radius-pill);
  margin: 12px auto;
}

/* Détails du résultat */
.sim-result-details {
  display: flex;
  flex-direction: column;
  gap: 10px;
  width: 100%;
  margin-top: 4px;
}

.sim-detail-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 14px;
  background: var(--color-bg);
  border-radius: var(--radius-md);
}

.sim-detail-row-label {
  font-size: 13px;
  font-weight: 500;
  color: var(--color-text-muted);
}

.sim-detail-row-value {
  font-size: 14px;
  font-weight: 800;
  color: var(--color-heading);
}

/* Card info légale sous le résultat */
.sim-legal-note {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-lg);
  padding: 16px 20px;
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.sim-legal-note svg {
  color: rgba(255,255,255,0.3);
  flex-shrink: 0;
  margin-top: 1px;
}

.sim-legal-note p {
  font-size: 12px;
  color: rgba(255,255,255,0.35);
  line-height: 1.65;
}

/* CTA sous le résultat */
.sim-cta {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.sim-cta .btn {
  width: 100%;
  justify-content: center;
}

/* Responsive */
@media (max-width: 900px) {
  .simulation-inner {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .simulation-result-col {
    position: static;
  }
}

@media (max-width: 480px) {
  .sim-form-card { padding: 24px 20px; }
  .sim-result-card { padding: 28px 20px; }
}

/* --- Sim input (number field) --- */
.sim-input-wrap {
  position: relative;
  display: flex;
  align-items: center;
}

.sim-input {
  width: 100%;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: var(--radius-md);
  padding: 14px 56px 14px 18px;
  font-family: var(--font-main);
  font-size: 16px;
  font-weight: 700;
  color: var(--color-white);
  outline: none;
  transition: border-color var(--transition), background var(--transition);
  -moz-appearance: textfield;
}

.sim-input::-webkit-outer-spin-button,
.sim-input::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.sim-input::placeholder {
  color: rgba(255,255,255,0.25);
  font-weight: 400;
}

.sim-input:focus {
  border-color: var(--color-accent);
  background: rgba(255,255,255,0.1);
  box-shadow: 0 0 0 3px rgba(0,200,150,0.15);
}

.sim-input-suffix {
  position: absolute;
  right: 16px;
  font-size: 13px;
  font-weight: 700;
  color: rgba(255,255,255,0.4);
  pointer-events: none;
  white-space: nowrap;
}

.sim-input-hint {
  font-size: 11.5px;
  color: rgba(255,255,255,0.28);
  margin-top: 6px;
  line-height: 1.5;
}

.sim-field .sim-label {
  margin-bottom: 8px;
  display: flex;
}

/* ============================================================
   SECTION UNSERE KREDITE
   Fond blanc | 4 colonnes x 3 lignes | 12 cards
   ============================================================ */

.kredite {
  background: var(--color-white);
  padding: var(--section-py) 0;
  border-top: 1px solid var(--color-border);
}

.kredite-header {
  text-align: center;
  margin-bottom: 56px;
}

.kredite-header .section-label { margin-bottom: 16px; }
.kredite-header .section-title  { margin-bottom: 14px; }
.kredite-header .section-subtitle { margin: 0 auto; }

/* Grille 4 x 3 */
.kredite-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

/* Card crédit */
.kredit-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 28px 24px 24px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0;
  transition: all var(--transition-slow);
  position: relative;
  overflow: hidden;
}

.kredit-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--color-accent);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition-slow);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}

.kredit-card:hover {
  border-color: transparent;
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.kredit-card:hover::before {
  transform: scaleX(1);
}

/* Icône */
.kredit-icon {
  width: 52px;
  height: 52px;
  background: var(--color-accent-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  color: var(--color-accent-dark);
  transition: all var(--transition);
  flex-shrink: 0;
}

.kredit-card:hover .kredit-icon {
  background: var(--color-accent);
  color: var(--color-primary);
}

.kredit-icon svg { transition: transform var(--transition); }
.kredit-card:hover .kredit-icon svg { transform: scale(1.1); }

/* Titre */
.kredit-title {
  font-size: 15px;
  font-weight: 800;
  color: var(--color-heading);
  margin-bottom: 8px;
  line-height: 1.3;
}

/* Description */
.kredit-desc {
  font-size: 13.5px;
  color: var(--color-text-muted);
  line-height: 1.65;
  margin-bottom: 20px;
  flex: 1;
}

/* Bouton */
.kredit-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 700;
  color: var(--color-accent-dark);
  padding: 9px 16px;
  border-radius: var(--radius-pill);
  border: 1.5px solid var(--color-accent);
  background: transparent;
  transition: all var(--transition);
  text-decoration: none;
  margin-top: auto;
}

.kredit-btn:hover {
  background: var(--color-accent);
  color: var(--color-primary);
  transform: translateX(2px);
}

.kredit-btn svg { transition: transform var(--transition); }
.kredit-btn:hover svg { transform: translateX(3px); }

/* CTA bas de section */
.kredite-cta {
  text-align: center;
  margin-top: 52px;
  padding-top: 48px;
  border-top: 1px solid var(--color-border);
}

.kredite-cta p {
  font-size: 16px;
  color: var(--color-text-muted);
  margin-bottom: 20px;
}

/* Responsive */
@media (max-width: 1024px) {
  .kredite-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 768px) {
  .kredite-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
}

@media (max-width: 480px) {
  .kredite-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   SECTION FAQ
   Fond blanc | 2 colonnes accordéon
   ============================================================ */

.faq {
  background: var(--color-white);
  padding: var(--section-py) 0;
  border-top: 1px solid var(--color-border);
}

.faq-header {
  text-align: center;
  margin-bottom: 56px;
}

.faq-header .section-label { margin-bottom: 16px; }
.faq-header .section-title  { margin-bottom: 14px; }
.faq-header .section-subtitle { margin: 0 auto; }

.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px 40px;
  align-items: start;
}

/* Item accordéon */
.faq-item {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: border-color var(--transition), box-shadow var(--transition);
}

.faq-item.open {
  border-color: var(--color-accent);
  box-shadow: 0 4px 20px rgba(0,200,150,0.1);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 20px 22px;
  background: transparent;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: var(--font-main);
  font-size: 15px;
  font-weight: 700;
  color: var(--color-heading);
  line-height: 1.4;
  transition: background var(--transition);
}

.faq-question:hover { background: var(--color-bg); }
.faq-item.open .faq-question { background: var(--color-accent-light); color: var(--color-primary); }

.faq-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--color-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--color-text-muted);
  transition: all var(--transition);
}

.faq-item.open .faq-icon {
  background: var(--color-accent);
  color: var(--color-white);
  transform: rotate(45deg);
}

.faq-icon svg { display: block; }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s cubic-bezier(0.16,1,0.3,1);
}

.faq-answer-inner {
  padding: 0 22px 20px;
  font-size: 14.5px;
  color: var(--color-text-muted);
  line-height: 1.75;
}

/* CTA bas FAQ */
.faq-cta {
  text-align: center;
  margin-top: 48px;
  padding-top: 40px;
  border-top: 1px solid var(--color-border);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
}

.faq-cta-text {
  font-size: 15px;
  color: var(--color-text-muted);
  font-weight: 500;
}

@media (max-width: 768px) {
  .faq-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   SECTION TÉMOIGNAGES
   Fond blanc | 3 cards côte à côte
   ============================================================ */

.testimonials {
  background: var(--color-white);
  padding: var(--section-py) 0;
  border-top: 1px solid var(--color-border);
}

.testimonials-header {
  text-align: center;
  margin-bottom: 56px;
}

.testimonials-header .section-label { margin-bottom: 16px; }
.testimonials-header .section-title  { margin-bottom: 14px; }
.testimonials-header .section-subtitle { margin: 0 auto; }

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

/* Card témoignage */
.testimonial-card {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  transition: all var(--transition-slow);
  position: relative;
}

.testimonial-card:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  background: var(--color-white);
}

/* Étoiles */
.testimonial-stars {
  display: flex;
  gap: 3px;
}

.testimonial-stars svg {
  color: #F59E0B;
  fill: #F59E0B;
}

/* Guillemets décoratifs */
.testimonial-quote-icon {
  position: absolute;
  top: 24px;
  right: 24px;
  color: var(--color-accent-light);
}

.testimonial-quote-icon svg { fill: currentColor; }

/* Texte */
.testimonial-text {
  font-size: 14.5px;
  color: var(--color-text);
  line-height: 1.8;
  font-style: italic;
  flex: 1;
}

/* Auteur */
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-top: 16px;
  border-top: 1px solid var(--color-border);
}

.testimonial-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--color-accent-light), var(--color-accent));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 800;
  color: var(--color-primary);
  flex-shrink: 0;
}

.testimonial-author-info {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.testimonial-author-name {
  font-size: 14px;
  font-weight: 800;
  color: var(--color-heading);
}

.testimonial-author-meta {
  font-size: 12px;
  color: var(--color-text-muted);
  font-weight: 500;
}

/* Tag crédit */
.testimonial-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 11px;
  font-weight: 700;
  color: var(--color-accent-dark);
  background: var(--color-accent-light);
  padding: 4px 10px;
  border-radius: var(--radius-pill);
  align-self: flex-start;
}

@media (max-width: 900px) {
  .testimonials-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 580px) {
  .testimonials-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   PAGES INTERNES — Hero banner
   ============================================================ */

.page-hero {
  background: var(--color-white);
  padding: 72px 0 64px;
  border-bottom: 1px solid var(--color-border);
}

.page-hero-inner {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 16px;
  max-width: 680px;
}

.page-hero-inner .section-label { margin-bottom: 4px; }

.page-hero-title {
  font-size: clamp(32px, 4vw, 52px);
  font-weight: 900;
  color: var(--color-heading);
  letter-spacing: -0.02em;
  line-height: 1.1;
  margin: 0;
}

.page-hero-lead {
  font-size: 17px;
  color: var(--color-text-muted);
  line-height: 1.75;
  max-width: 560px;
  margin: 0;
}

.page-hero-breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 500;
  color: var(--color-text-muted);
  margin-bottom: 8px;
}

.page-hero-breadcrumb a {
  color: var(--color-text-muted);
  text-decoration: none;
  transition: color var(--transition);
}

.page-hero-breadcrumb a:hover { color: var(--color-accent-dark); }

.page-hero-breadcrumb svg { color: var(--color-border); }

.page-hero-breadcrumb span { color: var(--color-heading); font-weight: 700; }

/* ============================================================
   SECTION NOS VALEURS
   ============================================================ */

.values {
  background: var(--color-bg);
  padding: var(--section-py) 0;
}

.values-header {
  text-align: center;
  margin-bottom: 56px;
}

.values-header .section-label { margin-bottom: 16px; }
.values-header .section-title  { margin-bottom: 14px; }
.values-header .section-subtitle { margin: 0 auto; }

.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.value-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 36px 28px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  transition: all var(--transition-slow);
}

.value-card:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.value-icon {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  background: var(--color-accent-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-accent-dark);
  transition: all var(--transition);
}

.value-card:hover .value-icon {
  background: var(--color-accent);
  color: var(--color-primary);
}

.value-title {
  font-size: 17px;
  font-weight: 800;
  color: var(--color-heading);
  line-height: 1.3;
}

.value-desc {
  font-size: 14.5px;
  color: var(--color-text-muted);
  line-height: 1.75;
}

@media (max-width: 860px) {
  .values-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 520px) {
  .values-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   SECTION CHIFFRES CLÉS
   ============================================================ */

.key-figures {
  background: var(--color-primary);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}

.key-figures::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 80% at 10% 50%, rgba(0,200,150,0.07) 0%, transparent 60%),
    radial-gradient(ellipse 40% 60% at 90% 50%, rgba(0,120,200,0.05) 0%, transparent 60%);
  pointer-events: none;
}

.key-figures-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  text-align: center;
}

.key-figure {
  padding: 24px 20px;
  border-right: 1px solid rgba(255,255,255,0.08);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
}

.key-figure:last-child { border-right: none; }

.key-figure-value {
  font-size: clamp(36px, 4vw, 52px);
  font-weight: 900;
  color: var(--color-white);
  letter-spacing: -0.03em;
  line-height: 1;
}

.key-figure-value span {
  color: var(--color-accent);
  font-size: 0.6em;
  vertical-align: super;
}

.key-figure-label {
  font-size: 13px;
  font-weight: 500;
  color: rgba(255,255,255,0.5);
  line-height: 1.5;
}

.key-figure-icon {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(0,200,150,0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-accent);
  margin-bottom: 4px;
}

@media (max-width: 768px) {
  .key-figures-inner {
    grid-template-columns: repeat(2, 1fr);
    gap: 0;
  }
  .key-figure {
    border-bottom: 1px solid rgba(255,255,255,0.08);
    border-right: none;
  }
  .key-figure:nth-child(odd)  { border-right: 1px solid rgba(255,255,255,0.08); }
  .key-figure:nth-last-child(-n+2) { border-bottom: none; }
}

/* ============================================================
   SECTION HISTOIRE / TIMELINE
   ============================================================ */

.timeline-section {
  background: var(--color-white);
  padding: var(--section-py) 0;
}

.timeline-header {
  text-align: center;
  margin-bottom: 64px;
}

.timeline-header .section-label { margin-bottom: 16px; }
.timeline-header .section-title  { margin-bottom: 14px; }
.timeline-header .section-subtitle { margin: 0 auto; }

.timeline {
  position: relative;
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 0;
}

/* Ligne centrale */
.timeline::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 0;
  bottom: 0;
  width: 2px;
  background: var(--color-border);
  transform: translateX(-50%);
}

.timeline-item {
  display: grid;
  grid-template-columns: 1fr 48px 1fr;
  gap: 0;
  align-items: start;
  padding-bottom: 48px;
}

.timeline-item:last-child { padding-bottom: 0; }

/* Contenu gauche / droite */
.timeline-content {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 24px 24px;
  transition: all var(--transition-slow);
}

.timeline-content:hover {
  border-color: var(--color-accent);
  box-shadow: 0 8px 24px rgba(0,200,150,0.1);
}

/* Items impairs : contenu à gauche */
.timeline-item:nth-child(odd)  .timeline-left  { grid-column: 1; }
.timeline-item:nth-child(odd)  .timeline-right { grid-column: 3; display: none; }

/* Items pairs : contenu à droite */
.timeline-item:nth-child(even) .timeline-left  { grid-column: 1; display: none; }
.timeline-item:nth-child(even) .timeline-right { grid-column: 3; }

/* Dot central */
.timeline-dot {
  grid-column: 2;
  display: flex;
  align-items: flex-start;
  justify-content: center;
  padding-top: 20px;
  position: relative;
  z-index: 1;
}

.timeline-dot-inner {
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--color-accent);
  border: 3px solid var(--color-white);
  box-shadow: 0 0 0 2px var(--color-accent);
  flex-shrink: 0;
}

.timeline-year {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-accent-dark);
  background: var(--color-accent-light);
  padding: 4px 10px;
  border-radius: var(--radius-pill);
  margin-bottom: 10px;
}

.timeline-event-title {
  font-size: 15px;
  font-weight: 800;
  color: var(--color-heading);
  margin-bottom: 6px;
  line-height: 1.3;
}

.timeline-event-desc {
  font-size: 13.5px;
  color: var(--color-text-muted);
  line-height: 1.7;
}

@media (max-width: 640px) {
  .timeline::before { left: 20px; }

  .timeline-item {
    grid-template-columns: 40px 1fr;
    grid-template-rows: auto;
  }

  .timeline-dot           { grid-column: 1; padding-top: 22px; }
  .timeline-item:nth-child(odd)  .timeline-left,
  .timeline-item:nth-child(even) .timeline-right { grid-column: 2; display: block; }
  .timeline-item:nth-child(odd)  .timeline-right,
  .timeline-item:nth-child(even) .timeline-left  { display: none; }
}

/* ============================================================
   PAGE KREDITE — Navigation latérale + sections détail
   ============================================================ */

.kredite-page {
  background: var(--color-white);
  padding: var(--section-py) 0;
}

.kredite-page-inner {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 48px;
  align-items: start;
}

/* --- Sidebar navigation --- */
.kredite-nav {
  position: sticky;
  top: calc(var(--header-height) + 24px);
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 24px 0;
  overflow: hidden;
}

.kredite-nav-title {
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  padding: 0 20px 12px;
  border-bottom: 1px solid var(--color-border);
  margin-bottom: 8px;
}

.kredite-nav-link {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 20px;
  font-size: 13.5px;
  font-weight: 600;
  color: var(--color-text);
  text-decoration: none;
  transition: all var(--transition);
  border-left: 3px solid transparent;
}

.kredite-nav-link svg { color: var(--color-text-muted); flex-shrink: 0; transition: color var(--transition); }
.kredite-nav-link:hover { background: var(--color-white); color: var(--color-heading); border-left-color: var(--color-accent); }
.kredite-nav-link:hover svg { color: var(--color-accent); }
.kredite-nav-link.active { background: var(--color-accent-light); color: var(--color-accent-dark); border-left-color: var(--color-accent); font-weight: 800; }
.kredite-nav-link.active svg { color: var(--color-accent-dark); }

/* --- Sections détail --- */
.kredit-detail {
  scroll-margin-top: calc(var(--header-height) + 32px);
  padding-bottom: 64px;
  border-bottom: 1px solid var(--color-border);
  margin-bottom: 64px;
}

.kredit-detail:last-child {
  border-bottom: none;
  margin-bottom: 0;
  padding-bottom: 0;
}

.kredit-detail-header {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  margin-bottom: 28px;
}

.kredit-detail-icon {
  width: 64px;
  height: 64px;
  border-radius: var(--radius-lg);
  background: var(--color-accent-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-accent-dark);
  flex-shrink: 0;
}

.kredit-detail-heading { display: flex; flex-direction: column; gap: 6px; }

.kredit-detail-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-accent-dark);
  background: var(--color-accent-light);
  padding: 3px 10px;
  border-radius: var(--radius-pill);
  align-self: flex-start;
}

.kredit-detail-title {
  font-size: 24px;
  font-weight: 900;
  color: var(--color-heading);
  letter-spacing: -0.02em;
  line-height: 1.2;
  margin: 0;
}

.kredit-detail-body {
  font-size: 15px;
  color: var(--color-text);
  line-height: 1.8;
  margin-bottom: 28px;
  max-width: 680px;
}

/* Points forts du crédit */
.kredit-detail-points {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 32px;
}

.kredit-point {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: var(--color-bg);
  border-radius: var(--radius-md);
  padding: 14px 16px;
}

.kredit-point-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--color-accent-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-accent-dark);
  flex-shrink: 0;
  margin-top: 1px;
}

.kredit-point-text {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--color-heading);
  line-height: 1.4;
}

.kredit-point-text span {
  display: block;
  font-weight: 400;
  font-size: 12.5px;
  color: var(--color-text-muted);
  margin-top: 2px;
}

.kredit-detail .btn { align-self: flex-start; }

/* --- FAQ crédits --- */
.kredite-faq {
  background: var(--color-bg);
  padding: var(--section-py) 0;
}

.kredite-faq .faq-grid { max-width: 860px; margin: 0 auto; grid-template-columns: 1fr; gap: 12px; }

/* --- CTA final --- */
.kredite-cta-section {
  background: var(--color-primary);
  padding: 80px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.kredite-cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 60% 80% at 50% 50%, rgba(0,200,150,0.08) 0%, transparent 70%);
  pointer-events: none;
}

.kredite-cta-section .section-label { background: rgba(0,200,150,0.12); color: var(--color-accent); margin: 0 auto 20px; }
.kredite-cta-section .section-title { color: var(--color-white); margin-bottom: 16px; }
.kredite-cta-section .section-subtitle { color: rgba(255,255,255,0.55); margin: 0 auto 36px; }

.kredite-cta-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
  position: relative;
  z-index: 1;
}

/* Responsive */
@media (max-width: 1024px) {
  .kredite-page-inner { grid-template-columns: 220px 1fr; gap: 32px; }
}

@media (max-width: 768px) {
  .kredite-page-inner { grid-template-columns: 1fr; }
  .kredite-nav { position: static; display: flex; flex-wrap: wrap; gap: 0; padding: 12px; border-radius: var(--radius-lg); }
  .kredite-nav-title { display: none; }
  .kredite-nav-link { border-left: none; border-radius: var(--radius-md); padding: 8px 12px; font-size: 12px; border-bottom: 2px solid transparent; }
  .kredite-nav-link.active { border-bottom-color: var(--color-accent); border-left-color: transparent; }
  .kredit-detail-points { grid-template-columns: 1fr; }
}

/* ============================================================
   PAGE KONTAKT
   ============================================================ */

.kontakt-page {
  background: var(--color-white);
  padding: var(--section-py) 0;
}

.kontakt-inner {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 72px;
  align-items: start;
}

/* --- Colonne infos --- */
.kontakt-info { display: flex; flex-direction: column; gap: 36px; }

.kontakt-info-lead {
  font-size: 16px;
  color: var(--color-text-muted);
  line-height: 1.8;
}

.kontakt-cards { display: flex; flex-direction: column; gap: 16px; }

.kontakt-card {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 20px;
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  text-decoration: none;
  transition: all var(--transition);
}

.kontakt-card:hover {
  border-color: var(--color-accent);
  box-shadow: 0 4px 16px rgba(0,200,150,0.1);
  transform: translateX(4px);
}

.kontakt-card-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: var(--color-accent-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-accent-dark);
  flex-shrink: 0;
  transition: all var(--transition);
}

.kontakt-card:hover .kontakt-card-icon {
  background: var(--color-accent);
  color: var(--color-primary);
}

.kontakt-card-body { display: flex; flex-direction: column; gap: 3px; }

.kontakt-card-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}

.kontakt-card-value {
  font-size: 15px;
  font-weight: 700;
  color: var(--color-heading);
}

.kontakt-card-sub {
  font-size: 12.5px;
  color: var(--color-text-muted);
}

/* Heures d'ouverture */
.kontakt-hours {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 20px;
}

.kontakt-hours-title {
  font-size: 13px;
  font-weight: 800;
  color: var(--color-heading);
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.kontakt-hours-title svg { color: var(--color-accent); }

.kontakt-hours-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 7px 0;
  border-bottom: 1px solid var(--color-border);
  font-size: 13px;
}

.kontakt-hours-row:last-child { border-bottom: none; padding-bottom: 0; }

.kontakt-hours-day { color: var(--color-text-muted); font-weight: 500; }
.kontakt-hours-time { color: var(--color-heading); font-weight: 700; }
.kontakt-hours-closed { color: #EF4444; font-weight: 600; }

/* --- Colonne formulaire --- */
.kontakt-form-wrap {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 40px 36px;
  box-shadow: var(--shadow-md);
}

.kontakt-form-title {
  font-size: 20px;
  font-weight: 900;
  color: var(--color-heading);
  margin-bottom: 6px;
}

.kontakt-form-subtitle {
  font-size: 14px;
  color: var(--color-text-muted);
  margin-bottom: 28px;
  line-height: 1.6;
}

/* Champs formulaire */
.form-field {
  display: flex;
  flex-direction: column;
  gap: 7px;
  margin-bottom: 20px;
}

.form-field:last-of-type { margin-bottom: 0; }

.form-label {
  font-size: 13px;
  font-weight: 700;
  color: var(--color-heading);
  display: flex;
  align-items: center;
  gap: 5px;
}

.form-label .required { color: var(--color-accent-dark); font-size: 14px; }

.form-input,
.form-textarea,
.form-select {
  width: 100%;
  font-family: var(--font-main);
  font-size: 15px;
  font-weight: 500;
  color: var(--color-heading);
  background: var(--color-bg);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 13px 16px;
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition), background var(--transition);
}

.form-input:focus,
.form-textarea:focus,
.form-select:focus {
  border-color: var(--color-accent);
  background: var(--color-white);
  box-shadow: 0 0 0 3px rgba(0,200,150,0.12);
}

.form-input::placeholder,
.form-textarea::placeholder { color: var(--color-text-muted); font-weight: 400; }

.form-textarea { min-height: 130px; resize: vertical; }

.form-select { cursor: pointer; appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%236B7280' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 40px; }

.form-submit {
  width: 100%;
  margin-top: 24px;
  justify-content: center;
  font-size: 15px;
  padding: 15px 24px;
}

/* --- Popup confirmation --- */
.kontakt-popup-overlay {
  position: fixed;
  inset: 0;
  background: rgba(10,22,40,0.55);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  z-index: 1000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease;
}

.kontakt-popup-overlay.show {
  opacity: 1;
  pointer-events: all;
}

.kontakt-popup {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: 48px 40px;
  max-width: 460px;
  width: 100%;
  text-align: center;
  box-shadow: 0 32px 72px rgba(0,0,0,0.2);
  transform: translateY(20px) scale(0.97);
  transition: transform 0.35s cubic-bezier(0.16,1,0.3,1);
}

.kontakt-popup-overlay.show .kontakt-popup {
  transform: translateY(0) scale(1);
}

.kontakt-popup-icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--color-accent-light);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  color: var(--color-accent-dark);
}

.kontakt-popup-title {
  font-size: 22px;
  font-weight: 900;
  color: var(--color-heading);
  margin-bottom: 10px;
}

.kontakt-popup-text {
  font-size: 15px;
  color: var(--color-text-muted);
  line-height: 1.75;
  margin-bottom: 28px;
}

.kontakt-popup-close {
  width: 100%;
  justify-content: center;
}

@media (max-width: 900px) {
  .kontakt-inner { grid-template-columns: 1fr; gap: 40px; }
  .kontakt-form-wrap { padding: 28px 20px; }
}

/* Spin animation (bouton submit) */
@keyframes spin { from { transform: rotate(0deg); } to { transform: rotate(360deg); } }
 var(--color-bg);
  min-height: 70vh;
  padding: var(--section-py) 0;
  display: flex;
  align-items: center;
}

.confirmation-inner {
  max-width: 600px;
  margin: 0 auto;
  text-align: center;
}

.confirmation-icon {
  width: 88px;
  height: 88px;
  border-radius: 50%;
  background: var(--color-accent-light);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 28px;
  color: var(--color-accent-dark);
}

.confirmation-title {
  font-size: clamp(26px, 4vw, 38px);
  font-weight: 900;
  color: var(--color-heading);
  letter-spacing: -0.02em;
  margin-bottom: 14px;
}

.confirmation-text {
  font-size: 16px;
  color: var(--color-text-muted);
  line-height: 1.8;
  margin-bottom: 36px;
}

.confirmation-recap {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 28px;
  text-align: left;
  margin-bottom: 32px;
}

.confirmation-recap-title {
  font-size: 13px;
  font-weight: 800;
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 16px;
}

.confirmation-recap-row {
  display: flex;
  justify-content: space-between;
  padding: 9px 0;
  border-bottom: 1px solid var(--color-border);
  font-size: 14px;
}

.confirmation-recap-row:last-child { border-bottom: none; }
.confirmation-recap-label { color: var(--color-text-muted); }
.confirmation-recap-value { font-weight: 800; color: var(--color-heading); }

.confirmation-actions {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

@media (max-width: 1024px) {
  .kreditanfrage-inner { grid-template-columns: 1fr; }
  .kreditanfrage-sidebar { position: static; }
}

@media (max-width: 640px) {
  .kreditanfrage-sim-grid { grid-template-columns: 1fr; }
  .form-grid-2, .form-grid-3 { grid-template-columns: 1fr; }
  .kreditanfrage-form-card { padding: 24px 16px; }
}